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<h2 class="hd hd-2 unit-title">Overview</h2>
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<p><span style="color: #000000;">Welcome to Module 3! In this module we take a step back from Just Banking to explore the ideas of money, debt, capital, and assets. These ideas are central to the functioning of our modern economy. But what are they and how does our thinking about these ideas impact our ability to leverage them for positive change?</span></p>
<p style="margin: 0px 0px 1.41575em; font-family: 'Open Sans', Verdana, Geneva, sans-serif, sans-serif; font-size: 16px;"></p>
<p style="margin: 0px 0px 1.41575em; font-family: 'Open Sans', Verdana, Geneva, sans-serif, sans-serif; font-size: 16px;"><span style="color: #000000;"><strong style="line-height: 1.4em;">Core Concepts</strong></span></p>
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<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">What is money?</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">What makes some debt good and other debt bad?</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">Understanding Capital</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">Asset-based development </span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">Economic Democracy</span><br /><br /></li>
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<p style="margin-right: 0px; margin-bottom: 1.41575em; margin-left: 0px; font-family: 'Open Sans', Verdana, Geneva, sans-serif, sans-serif; font-size: 16px;"><span style="color: #000000;"><strong style="line-height: 1.4em;">Voices from the Field</strong></span></p>
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<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; color: #000000;">Asier Ansorena (Instituto Banco Palmas)</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; color: #000000;">Jorman Nuñez & Nick Iuviene (Bronx Cooperative Development Initiative)<br /></span></li>
<li style="text-rendering: optimizelegibility; margin: 0px 0px 0.70788em; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: 1.4em; font-family: inherit; vertical-align: baseline;"><span style="text-rendering: optimizelegibility; margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; vertical-align: baseline; color: #000000;">Ciaran Mundy (Bristol Pound)</span></li>
<li style="text-rendering: optimizelegibility; margin: 0px 0px 0.70788em; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: 1.4em; font-family: inherit; vertical-align: baseline;"><span style="text-rendering: optimizelegibility; margin: 0px; padding: 0px; border: 0px; outline: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; vertical-align: baseline; color: #000000;">Fran Boait (Positive Money)</span></li>
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<p style="margin-right: 0px; margin-bottom: 1.41575em; margin-left: 0px; font-family: 'Open Sans', Verdana, Geneva, sans-serif, sans-serif; font-size: 16px;"><span style="color: #000000;"><strong style="line-height: 1.4em;"><span style="font-style: inherit; font-variant: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit;">Practices</span></strong></span></p>
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<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">Reflective Journaling</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="color: #000000;">Lending Dilemma</span><br /><br /></li>
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<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; color: #000000;"><strong style="line-height: 1.4em;">Videos</strong>: Watching all of the videos will take you at least <strong>70</strong><strong style="line-height: 1.4em;"> minutes</strong> </span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: inherit; line-height: 1.4em; font-family: inherit; color: #000000;"><strong style="line-height: 1.4em;">Reflective Journaling</strong>: You should budget around <strong style="line-height: 1.4em;">30 minutes</strong> to do the reflective journaling exercise</span></li>
<li style="line-height: 1.4em; margin-bottom: 0.70788em;"><span style="font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 1em; line-height: 1.6em; font-family: inherit; color: #000000;"><strong style="line-height: 1.4em;">Extra Material</strong>: Please leave adequate time for any <strong style="line-height: 1.4em;">extra reading</strong> you may want to do</span></li>
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<h2 class="hd hd-2 unit-title">Introduction to Module 3</h2>
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<p>The video below introduces the core concepts of Module 3.</p>
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<h3 class="hd hd-2">Introduction to Module 3</h3>
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