<div class="xblock xblock-public_view xblock-public_view-vertical" data-init="VerticalStudentView" data-runtime-version="1" data-block-type="vertical" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@vertical+block@b73dc5cf04b24c48b62f57054187e00b" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<h2 class="hd hd-2 unit-title">Lending Dilemma: Shoe Production (Response)</h2>
<div class="vert-mod">
<div class="vert vert-0" data-id="block-v1:MITx+11.405x+2T2020+type@html+block@abe57d3de37443edb301f0515266e3b5">
<div class="xblock xblock-public_view xblock-public_view-html xmodule_display xmodule_HtmlBlock" data-init="XBlockToXModuleShim" data-runtime-version="1" data-block-type="html" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@html+block@abe57d3de37443edb301f0515266e3b5" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<script type="json/xblock-args" class="xblock-json-init-args">
{"xmodule-type": "HTMLModule"}
</script>
<p><!--StartFragment--></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; direction: ltr; unicode-bidi: embed; word-break: normal;">We will start this module by following up on the lending dilemma assigned at the end of Module 3. </p>
<p style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; text-align: left; direction: ltr; unicode-bidi: embed; mso-line-break-override: none; word-break: normal; punctuation-wrap: hanging;"><br />In the clip below, we hear from Daniel Povel, head of Business Banking at Triodos Bank, about how they made the final decision.</p>
<p style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; text-align: left; direction: ltr; unicode-bidi: embed; mso-line-break-override: none; word-break: normal; punctuation-wrap: hanging;"><br />You will find the next lending case at the end of this module.</p>
</div>
</div>
<div class="vert vert-1" data-id="block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908">
<div class="xblock xblock-public_view xblock-public_view-video xmodule_display xmodule_VideoBlock" data-init="XBlockToXModuleShim" data-runtime-version="1" data-block-type="video" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<script type="json/xblock-args" class="xblock-json-init-args">
{"xmodule-type": "Video"}
</script>
<h3 class="hd hd-2">Lending Dilemma: Shoe Production (Response)</h3>
<div
id="video_fa6c752ad2e34755839212c73a4ef908"
class="video closed"
data-metadata='{"streams": "1.00:cfiDcVMTPvg", "transcriptLanguages": {"en": "English", "de": "German", "pt": "Portuguese", "es": "Spanish"}, "lmsRootURL": "https://openlearninglibrary.mit.edu", "autoAdvance": false, "recordedYoutubeIsAvailable": true, "poster": "https://mitx-edx-video-meta-storage.s3.amazonaws.com/media/video-images/396cf77d08de4f8f876daae483453190.jpeg?AWSAccessKeyId=ASIA4QDFFSUR3XWUS4BX&Signature=KDMqCfgF1oe%2FQr1sirnOLpW7O0c%3D&Expires=1778459159&x-amz-security-token=IQoJb3JpZ2luX2VjEEAaCXVzLWVhc3QtMSJGMEQCIAlK%2FvCOYyaBrtR9HODbBJhURiFPV99x%2BaIzil%2BgmhgqAiADWu7tE2xhV37%2BQhMY3tg2iOtQqzGlKTymLG%2F739yvwiq8BQgJEAQaDDg1OTIwNTYzNzQxMSIMAM1gOn7KtO3cYdboKpkFtziJBC4FJnOG%2FEEg9PXFIMFzMMSNbJMheKih4OQE16apdpMqj4shw%2FEpakSkDWNfDoY97G5xeE9j9CSXo7HSXMLIijbd90VhM2y%2BKdX7wVnN7ydZjRSY6KgeY3a1LcFhY65DEOaOJU3HQ8INYLS9VX06lNP3o6PfvidmCjugwfzYrTHB38rqM7HFD05kIkMe2GrD3qGCkfdQuDDJhKvAErDqzt9BC5kTqrwWhX5NrD7rxGS5mVq7FIqt76hxHFr%2FZxp6feui%2BarJs67Hqxa8vlR1YY6Sg1Ac17xlnmSO7ugx9XhJHmFlk2OtnFqI91Kj8jbfDcG1OyO58dL7Bph7aoaM0rrc9oAo9kkJgZJNxJB1VuU4kC1oVdsKTiI8ZQAG%2FRe52ay0Uh96pbjvFfwprb7EfJoJjcELf%2BTO06z9e5LgD9Nh9EqKeDHX6ERLtJIkYUUilPZsAQ2uewhM5UmcouBSR4ORyj24eQ9wAlN45PU3ae4nBSlPl8fa%2FSxKOQQ0GPhXfC4ghhsdgKdEQr8wECx8zYo33SVEenYyt9MvC7rbTsNCTx%2Bv2Hy2vUFU6ZrkGou5rCyBzLpgSIhBGQf0MJtUlxB%2BWg22z2uQM%2B2UEwO6i1rYd75r4pVJT1fg%2BInQrEIimw8%2BpV6Ob67ksDb48nLqDx9cVJIpP0YwfqpbBIlbqKYmXZBQDZmW%2F6Ppiey1jdkp2Z0npUDrqolveLeSN86h2ew0k7PMrFhvruk%2BSf8webfR7kAumPG%2FSXaxUVJnGTn2et5SPTq9XfAyJjqbK97O64hAeoKo3L46SpYiIfx%2B6Sy%2BZAG3TShFBdJMd%2FVEcnmIVS82nbwzWs7N8rvifOPuxkZ6IYNpib41so0GbmnyHSTbgwd5n4Iw7LCE0AY6sgEVC9GLAeh9tbcMnUJzjnbc6vVb3B5nwjHvlBudZ9TIC5fSOq4VmCs0TOLjiWC3jOQD3WwMRUWdUZ3BXSSP3EdOVN%2F9vbmYlJsH4M6fdM7hMHWhQkqF%2BKg4Tij6iO3L%2FysZcx8ADCUHlfD%2BoQhOd17obUEHAtgQcW2R0PAv2CjVs%2Fyn3rHI2m53OgU3YEd2aQyB345yrLtld8YXFYRvgWCqz7VTYDyb%2FZflZwCsrn9PQPva", "savedVideoPosition": 0.0, "transcriptTranslationUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/transcript/translation/__lang__", "saveStateEnabled": false, "generalSpeed": 1.0, "captionDataDir": null, "prioritizeHls": false, "showCaptions": "true", "start": 0.0, "end": 0.0, "autoplay": false, "ytMetadataEndpoint": "", "transcriptLanguage": "en", "publishCompletionUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/publish_completion", "ytApiUrl": "https://www.youtube.com/iframe_api", "ytTestTimeout": 1500, "duration": 514.67, "sources": ["https://d2f1egay8yehza.cloudfront.net/MIT11405/MIT114052016-V006700_DTH.mp4", "https://d2f1egay8yehza.cloudfront.net/MIT114052016-V006700/MIT114052016-V006700.m3u8"], "completionPercentage": 0.95, "completionEnabled": false, "saveStateUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/xmodule_handler/save_user_state", "autohideHtml5": false, "speed": null, "transcriptAvailableTranslationsUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/transcript/available_translations"}'
data-bumper-metadata='null'
data-autoadvance-enabled="False"
data-poster='null'
tabindex="-1"
>
<div class="focus_grabber first"></div>
<div class="tc-wrapper">
<div class="video-wrapper">
<span tabindex="0" class="spinner" aria-hidden="false" aria-label="Loading video player"></span>
<span tabindex="-1" class="btn-play fa fa-youtube-play fa-2x is-hidden" aria-hidden="true" aria-label="Play video"></span>
<div class="video-player-pre"></div>
<div class="video-player">
<div id="fa6c752ad2e34755839212c73a4ef908"></div>
<h4 class="hd hd-4 video-error is-hidden">No playable video sources found.</h4>
<h4 class="hd hd-4 video-hls-error is-hidden">
Your browser does not support this video format. Try using a different browser.
</h4>
</div>
<div class="video-player-post"></div>
<div class="closed-captions"></div>
<div class="video-controls is-hidden">
<div>
<div class="vcr"><div class="vidtime">0:00 / 0:00</div></div>
<div class="secondary-controls"></div>
</div>
</div>
</div>
</div>
<div class="focus_grabber last"></div>
<h3 class="hd hd-4 downloads-heading sr" id="video-download-transcripts_fa6c752ad2e34755839212c73a4ef908">Downloads and transcripts</h3>
<div class="wrapper-downloads" role="region" aria-labelledby="video-download-transcripts_fa6c752ad2e34755839212c73a4ef908">
<div class="wrapper-download-transcripts">
<h4 class="hd hd-5">Transcripts</h4>
<ul class="list-download-transcripts">
<li class="transcript-option">
<a class="btn btn-link" href="/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/transcript/download" data-value="srt">Download SubRip (.srt) file</a>
</li>
<li class="transcript-option">
<a class="btn btn-link" href="/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@fa6c752ad2e34755839212c73a4ef908/handler/transcript/download" data-value="txt">Download Text (.txt) file</a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="xblock xblock-public_view xblock-public_view-vertical" data-init="VerticalStudentView" data-runtime-version="1" data-block-type="vertical" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@vertical+block@a51c7db160df43b0a2c43344b45bca44" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<h2 class="hd hd-2 unit-title">The Dilemma of Lending</h2>
<div class="vert-mod">
<div class="vert vert-0" data-id="block-v1:MITx+11.405x+2T2020+type@html+block@8c5a4c0cda8545cabe92ae10ec36059c">
<div class="xblock xblock-public_view xblock-public_view-html xmodule_display xmodule_HtmlBlock" data-init="XBlockToXModuleShim" data-runtime-version="1" data-block-type="html" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@html+block@8c5a4c0cda8545cabe92ae10ec36059c" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<script type="json/xblock-args" class="xblock-json-init-args">
{"xmodule-type": "HTMLModule"}
</script>
<p>In the video below, we will take a look into the factors at play when making a loan decision. How can one make decisions for a business that are also values-aligned? How can one balance standardization, efficiency, and values?</p>
</div>
</div>
<div class="vert vert-1" data-id="block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51">
<div class="xblock xblock-public_view xblock-public_view-video xmodule_display xmodule_VideoBlock" data-init="XBlockToXModuleShim" data-runtime-version="1" data-block-type="video" data-request-token="484db17c4ccf11f1a44a16ffca6a3781" data-usage-id="block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51" data-course-id="course-v1:MITx+11.405x+2T2020" data-runtime-class="LmsRuntime" data-has-score="False" data-graded="False">
<script type="json/xblock-args" class="xblock-json-init-args">
{"xmodule-type": "Video"}
</script>
<h3 class="hd hd-2">The Dilemma of Lending</h3>
<div
id="video_2048b24ca80a44babbcf128483d75b51"
class="video closed"
data-metadata='{"streams": "1.00:FWoc2s4lIzg", "transcriptLanguages": {"en": "English", "de": "German", "pt": "Portuguese", "es": "Spanish"}, "lmsRootURL": "https://openlearninglibrary.mit.edu", "autoAdvance": false, "recordedYoutubeIsAvailable": true, "poster": "https://mitx-edx-video-meta-storage.s3.amazonaws.com/media/video-images/6ed2d42bfcad49009221c41870dbe43f.jpeg?AWSAccessKeyId=ASIA4QDFFSUR3XWUS4BX&Signature=BQS3CJDZTPiS6Lo1OsTHglBYRNg%3D&Expires=1778459159&x-amz-security-token=IQoJb3JpZ2luX2VjEEAaCXVzLWVhc3QtMSJGMEQCIAlK%2FvCOYyaBrtR9HODbBJhURiFPV99x%2BaIzil%2BgmhgqAiADWu7tE2xhV37%2BQhMY3tg2iOtQqzGlKTymLG%2F739yvwiq8BQgJEAQaDDg1OTIwNTYzNzQxMSIMAM1gOn7KtO3cYdboKpkFtziJBC4FJnOG%2FEEg9PXFIMFzMMSNbJMheKih4OQE16apdpMqj4shw%2FEpakSkDWNfDoY97G5xeE9j9CSXo7HSXMLIijbd90VhM2y%2BKdX7wVnN7ydZjRSY6KgeY3a1LcFhY65DEOaOJU3HQ8INYLS9VX06lNP3o6PfvidmCjugwfzYrTHB38rqM7HFD05kIkMe2GrD3qGCkfdQuDDJhKvAErDqzt9BC5kTqrwWhX5NrD7rxGS5mVq7FIqt76hxHFr%2FZxp6feui%2BarJs67Hqxa8vlR1YY6Sg1Ac17xlnmSO7ugx9XhJHmFlk2OtnFqI91Kj8jbfDcG1OyO58dL7Bph7aoaM0rrc9oAo9kkJgZJNxJB1VuU4kC1oVdsKTiI8ZQAG%2FRe52ay0Uh96pbjvFfwprb7EfJoJjcELf%2BTO06z9e5LgD9Nh9EqKeDHX6ERLtJIkYUUilPZsAQ2uewhM5UmcouBSR4ORyj24eQ9wAlN45PU3ae4nBSlPl8fa%2FSxKOQQ0GPhXfC4ghhsdgKdEQr8wECx8zYo33SVEenYyt9MvC7rbTsNCTx%2Bv2Hy2vUFU6ZrkGou5rCyBzLpgSIhBGQf0MJtUlxB%2BWg22z2uQM%2B2UEwO6i1rYd75r4pVJT1fg%2BInQrEIimw8%2BpV6Ob67ksDb48nLqDx9cVJIpP0YwfqpbBIlbqKYmXZBQDZmW%2F6Ppiey1jdkp2Z0npUDrqolveLeSN86h2ew0k7PMrFhvruk%2BSf8webfR7kAumPG%2FSXaxUVJnGTn2et5SPTq9XfAyJjqbK97O64hAeoKo3L46SpYiIfx%2B6Sy%2BZAG3TShFBdJMd%2FVEcnmIVS82nbwzWs7N8rvifOPuxkZ6IYNpib41so0GbmnyHSTbgwd5n4Iw7LCE0AY6sgEVC9GLAeh9tbcMnUJzjnbc6vVb3B5nwjHvlBudZ9TIC5fSOq4VmCs0TOLjiWC3jOQD3WwMRUWdUZ3BXSSP3EdOVN%2F9vbmYlJsH4M6fdM7hMHWhQkqF%2BKg4Tij6iO3L%2FysZcx8ADCUHlfD%2BoQhOd17obUEHAtgQcW2R0PAv2CjVs%2Fyn3rHI2m53OgU3YEd2aQyB345yrLtld8YXFYRvgWCqz7VTYDyb%2FZflZwCsrn9PQPva", "savedVideoPosition": 0.0, "transcriptTranslationUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/transcript/translation/__lang__", "saveStateEnabled": false, "generalSpeed": 1.0, "captionDataDir": null, "prioritizeHls": false, "showCaptions": "true", "start": 0.0, "end": 0.0, "autoplay": false, "ytMetadataEndpoint": "", "transcriptLanguage": "en", "publishCompletionUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/publish_completion", "ytApiUrl": "https://www.youtube.com/iframe_api", "ytTestTimeout": 1500, "duration": 338.83, "sources": ["https://d2f1egay8yehza.cloudfront.net/MIT11405/MIT114052016-V003100_DTH.mp4", "https://d2f1egay8yehza.cloudfront.net/MIT114052016-V003100/MIT114052016-V003100.m3u8"], "completionPercentage": 0.95, "completionEnabled": false, "saveStateUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/xmodule_handler/save_user_state", "autohideHtml5": false, "speed": null, "transcriptAvailableTranslationsUrl": "/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/transcript/available_translations"}'
data-bumper-metadata='null'
data-autoadvance-enabled="False"
data-poster='null'
tabindex="-1"
>
<div class="focus_grabber first"></div>
<div class="tc-wrapper">
<div class="video-wrapper">
<span tabindex="0" class="spinner" aria-hidden="false" aria-label="Loading video player"></span>
<span tabindex="-1" class="btn-play fa fa-youtube-play fa-2x is-hidden" aria-hidden="true" aria-label="Play video"></span>
<div class="video-player-pre"></div>
<div class="video-player">
<div id="2048b24ca80a44babbcf128483d75b51"></div>
<h4 class="hd hd-4 video-error is-hidden">No playable video sources found.</h4>
<h4 class="hd hd-4 video-hls-error is-hidden">
Your browser does not support this video format. Try using a different browser.
</h4>
</div>
<div class="video-player-post"></div>
<div class="closed-captions"></div>
<div class="video-controls is-hidden">
<div>
<div class="vcr"><div class="vidtime">0:00 / 0:00</div></div>
<div class="secondary-controls"></div>
</div>
</div>
</div>
</div>
<div class="focus_grabber last"></div>
<h3 class="hd hd-4 downloads-heading sr" id="video-download-transcripts_2048b24ca80a44babbcf128483d75b51">Downloads and transcripts</h3>
<div class="wrapper-downloads" role="region" aria-labelledby="video-download-transcripts_2048b24ca80a44babbcf128483d75b51">
<div class="wrapper-download-transcripts">
<h4 class="hd hd-5">Transcripts</h4>
<ul class="list-download-transcripts">
<li class="transcript-option">
<a class="btn btn-link" href="/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/transcript/download" data-value="srt">Download SubRip (.srt) file</a>
</li>
<li class="transcript-option">
<a class="btn btn-link" href="/courses/course-v1:MITx+11.405x+2T2020/xblock/block-v1:MITx+11.405x+2T2020+type@video+block@2048b24ca80a44babbcf128483d75b51/handler/transcript/download" data-value="txt">Download Text (.txt) file</a>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>