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<h2 class="hd hd-2 unit-title">Impact and Wellbeing</h2>
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<p>We have now explored cases of the impact of Just Banking from around the world, but what is "impact" and how is it measured? What factors should be taken into consideration when assessing the impact of Just Banking?</p>
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<p><strong>Extra Material</strong></p>
<p>If you are interested in learning more about well-being, check out the following links:</p>
<ul>
<li><span style="font-size: 1em; line-height: 1.6em;">The interactive </span><a href="http://www.oecdbetterlifeindex.org/#/11111111111" target="[object Object]" style="font-size: 1em; line-height: 1.6em;">OECD Better Life Index</a><span style="font-size: 1em; line-height: 1.6em;"> </span><span style="font-size: 1em; line-height: 1.6em;">tracks well-being in OECD countries based on 11 key indicators</span></li>
<li><span style="font-size: 1em; line-height: 1.6em;">The </span><span style="font-size: 1em; line-height: 1.6em;"><a href="http://www.happyplanetindex.org/" target="[object Object]">Happy Planet Index</a> </span>tracks happiness, well-being, life expectancy, and ecological footprint in 151 countries around the world</li>
</ul>
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<h2 class="hd hd-2 unit-title">Voices from the Field: Shameran Abed</h2>
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<p><span style="color: #313131; font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;">In this video we hear from Shameran Abed, Director of the BRAC Microfinance and Ultra Poor programs. He discusses these programs and how BRAC offers grants and microfinance in a way that addresses the overall well-being of the client.</span></p>
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<h3 class="hd hd-2">Interview with Shameran Abed</h3>
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<p class="MsoNormal" style="margin: 0in 0in 0.0001pt; font-size: 16px; font-family: Cambria;"><strong><span style="font-family: 'Open Sans', Verdana, Arial, Helvetica, sans-serif;">Biography</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="margin-right: 0in; margin-bottom: 0.0001pt; margin-left: 0in; font-size: 16px; font-family: Cambria;"><span style="font-family: 'Open Sans', Verdana, Arial, Helvetica, sans-serif;">Shameran Abed is the director of the BRAC microfinance program, which serves more than five million clients in seven countries in Asia and Africa, and has total assets exceeding USD 1 billion.</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-right: 0in; margin-bottom: 0.0001pt; margin-left: 0in; font-size: 16px; font-family: Cambria;"><span style="font-family: 'Open Sans', Verdana, Arial, Helvetica, sans-serif;">Mr Abed also serves on the boards of BRAC Bank’s mobile financial services subsidiary, bKash, and Guardian Life Insurance. Additionally, he sits on the Microfinance Network Steering Committee and the World Economic Forum Financial Inclusion Steering Committee. Prior to joining BRAC, Mr Abed was a journalist and wrote primarily on political issues.</span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-right: 0in; margin-bottom: 0.0001pt; margin-left: 0in; font-size: 16px; font-family: Cambria;"><span style="font-family: 'Open Sans', Verdana, Arial, Helvetica, sans-serif;">Starting its work in the early 1970s, BRAC was one of the earliest known organizations to use the modern microfinance model of lending small amounts to groups of women. Working alongside several other development programs, the success of the microfinance program supported BRAC in its growth to be the largest development organization in the world in terms of staff numbers.</span></p>
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